Where can I start investing with no money?

      This sounds a little hard to believe, but yes, there are two mutual fund companies that will let you sign up with no money to start, $0.00!

      One mutual fund company, Alger Funds, will let you get started this way.  You buy shares on your own schedule, a minimum of $25.00 invested at a time.

The Alger funds offered are:

                        Capital Appreciation

                        Large-cap Growth

                        Mid-cap Growth

                        Small-cap Stock

                        Balanced

      You may decide to have as little as $25 automatically deducted from your checking or savings account on a set schedule, such as on the fifteenth and/or the last business day of each month and invested into the portfolio(s) of your choice.

      Or you may choose to have investments in the Alger portfolios deducted directly from your payroll check. All you need to do is fill out the appropriate form and submit it to your employers’ payroll department.

      Alger Funds Mid-cap Growth Class B shares have averaged an annual return of 17.75% per year, and the Capital Appreciation shares 16.24% since 1993!

      This is a load fund, but their Class B shares have no sales charge if held within the Alger Fund family for six years.

      I am not suggesting that Alger Funds are right for you.  Please call 800-992-3863 for their prospectus or visit them at www.alger.com for details.

      Another fund company with a similar no-money-to-start program, is the no-load ...