"We all want a good book on investing or a personal finance book about better investing. We are all concerned about investing my money, and looking for a book about how to do it. The Golden Piggy Bank is not just a investing for dummy guide."

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  Why are so many smart people reading the best book ever written about investing?  

This information can make you rich · no mistakes · no gimmicks · no dumb schemes

The Golden Piggy Bank is a complete book about smart investing, with easy instructions that really work. Not just an investing for dummy guide, it's an investing and personal finance book for both beginners and also for expert investors who want to make more money. Nothing is held back, every insider secret is revealed in a simple way that you can take advantage of right now.

The Golden Piggy Bank ™
best investing book

You can have it right now and print as many copies as you like!
This incredible book is all about:

  • investing your money
  • investing for beginners
  • investing advice
  • personal finance
  • investing abc's
  • successful stock market investing
  • top mutual funds
  • retirement planning - IRA 401k
  • college saving - tax free
  • huge glossary in plain English

We all know people who need this information, a wonderful gift for your friends and family members.


Are you thinking: "I don't have time to listen, and I don't believe you anyway."
Earnest Hemingway wrote: "Write the truest line you know."     So here it is:

Finally, Solid Investing Information that Works in the Real World

Every new investor, or anyone who isn't investing yet, or anyone that must become a millionaire, has to read this incredible book.

Sounds too good to be true?    Wait, it gets better ...

The Golden Piggy Bank is absolutely the best introduction to investing that you will ever read. Here is everything you need to know about making money, protecting it, and making money grow. Packed with facts, information, strategies, and practical ideas that you can take advantage of right now.

    Why you won't find real "secrets" in those $20 books...    

Let me put it to you this way...

I personally GUARANTEE that you are not going to learn the most valuable tips, tricks, and special techniques that allow a small handful of stock market insiders to make profits year after year, in those books that have flooded local bookstores and even many web sites online.

It took me YEARS of study, and trial and error, to figure out what really makes the most money consistently with the least risk. I wasn't about to start freely telling everyone all the valuable things that I eventually discovered.

I started teaching a few select "students" and helped them make a lot of money for themselves.

But I only had so much TIME in a day. I simply could not continue consulting with people and "telling" them how everything worked and walking them through all of the "steps".

So I decided to spend several years and create a tutorial that I could just hand to anyone that I wanted to be my student and allow them to learn at their own pace -- without requiring my time to teach them.

I'm about to take you by the hand and show you step-by-simple-step how this entire investing program works. I will also show you exactly what you need to know and do to start saving thousands of dollars immediately.

click here to read the amazing introduction

If you're serious about a financially secure future full of blessings, download your copy now. You only have everything to gain.

·· Only $27.95 ··

You probably spend more than that every time you go out to eat or fill your tank with gas ... think about it!

My personal guarantee: don't love it?, I'll buy it back! You'll keep it for free.
(707) 573-5883 Lawrence Draut, author


   Download The Golden Piggy Bank now, and then decide...

NO RISK!  Click Here

If you don't love it, don't pay! You'll keep the book for free!



"I downloaded it in June 2003, and even though I had never invested before in my life and had no money to start with, I now have $3,440 thanks to the Golden Piggy Bank. The advice and methods, in plain English easy-to-follow instructions, are working for me. To anyone who has not downloaded this book, don't make silly excuses. Someday you're going to be older. Do you want to be older and broke, or when you're older do you want to be rich?  Put a crowbar in your wallet and get it!"
George McMillan, Austin, TX (November 7, 2003)

"I was skeptical, but my husband said 'go ahead and try it, nothing else has worked, and if it turns out to be the same bull that everyone else has, just get our money-back'. Well, in the past 4 months it has changed our life. There was so much more in this book than I ever imagined. If you are hesitating, for whatever dumb reason, every day that you delay is wasted.

Let me quote from the book 'When you are broke and living paycheck to paycheck, you have painful feelings of hopelessness, anger, embarrassment, oppression, fear, guilt, frustration, anxiety, and helplessness. There must be away out of such a money mess.'   Yes there sure is, get The Golden Piggy Bank right now."
Karen Shaw, San Jose, CA (October 28, 2003)

Stock Market Investing and Mutual Fund Investing, the way that actually makes money for people just like you. These methods, that you can put to work right now, guarantee:
· no mistakes
· no stress
· no gimmicks
· no catch
· no dumb schemes
Click here to read the amazing Introduction Chapter


"Throughout history, people of average intelligence and education, or even less than that, started with nothing and created wonderful lives. You see, when you decide to take control of your life, nature knows nothing about your past or background, and rewards whoever follows certain rules that have shown over and over to produce results. The truth is that people can achieve whatever they want, if they take action. Lots of smarter, but skeptical people, don't even try and they remain unsuccessful."

-  Brian Tracy, Success Magazine

If you're still hesitating, is it because you're scared that you can't do it? The only way that you will fail is if you don't take action.  It's up to you, succeed or fail.   Winners take action.


   Download the Golden Piggy Bank now, and then decide... Click Here  Do It Now!

If you don't love it, I'll buy it back. You can keep the book for free. There's no risk!




    Here's a few examples from The Golden Piggy Bank:

      The Golden Rule of Investing - seems obvious?
      
This one makes the difference of winning or losing.    Page 76

      Smart Spending - Also seems obvious?
      
You have a hidden money tree that will turn into $millions.    Page 18

      No Money? Investing with no money to start with.
      
Begin building your fortune with $0.00. Anyone can do it.    Page 162

      College saving - Hidden help from your college's financial aid office
      
How to get the most money.    Page 193

      Financial Planners - they're worth the money, right?
      
Everyone serious about getting rich should read this.    Page 195

      Retirement Planning - why and how, all the answers.
      
Easy guidance for your 401k or IRA.    Page 169

      How does one buy stocks? Call a stockbroker?
      
This one can also make the difference of winning or losing.    Page 52

      Investing Sweet Spot - the key to success.
      
The mutual fund investment that always beats the general market.    Page 165

      Stock Market Analysts
      
How good are they really?    Page 109


and there's much, much more!





   Download the Golden Piggy Bank now, and then decide... Click Here  Do It Now!

If you don't love it, I'll buy it back. You can keep the book for free!





I don't care what kind of financial shape you are currently in, you are about to take a giant leap forward. You'll be amazed that what used to be confusing, is now something you and your family can actually take advantage of.

This is not a cheap come on. This is quite possibly the most powerful, life-changing information you have ever encountered.
 
Lawrence Draut, author    


P.S. You Simply Cannot Make a Wrong Choice

If you're even a tiny bit unsure about whether The Golden Piggy Bank is right for you, take advantage of my personal guarantee. Here's what to do...

Download The Golden Piggy Bank now, and then decide... (really, only $27.95 and NO RISK!)

If it does not exceed your highest expectations, I'll refund you -- no reason needed, no questions asked. I will not be upset -- the whole point of a guarantee is to eliminate your risk. You're fully protected. You can keep the book for free!

There is only one reason that I would make this offer.. Because The Golden Piggy Bank really is the best introduction to investing ever written. That's why I can safely make the following promise...

If The Golden Piggy Bank is not what you need and expect, tell me. I will refund you right away.

That's more than a guarantee, it's my personal promise. You won't be disappointed. Fair enough?

Sincerely,
Lawrence Draut
Author

P.P.S. Don’t procrastinate or put this off -- It’s so easy to say "I’ll do it later" or "I’ll get back to this next week". Get up and do this while it’s still fresh in your mind, get out your credit card right now and simply click here.


happy successful investor   According to a recent report by the Social Security Administration,
  of 100 people under age 55, chosen at random
  When they will be 72 years old:
  • 1 will be wealthy
  • 4 will be financially secure
  • 5 will be working, not because they want to but because they have to
  • 36 will be dead
  • 54 will be dead broke
  That's 5% successful and 95% unsuccessful.
  With The Golden Piggy Bank
you can be one of the wealthy ones

What will my future be like if I just do this?

What will my future be like if I don't?


   Download The Golden Piggy Bank now, and then decide... Click Here  Do It Now!

If you don't love it, I'll buy it back. You can keep the book for free!


If you're still hesitating, is it because you're scared that you can't do it? The only way that you will fail is if you don't take action. Winners take action, losers let the failures from procrastination run their lives.
It's up to you, succeed or fail.


There is no mistake as great as the mistake of not trying.

The key is knowing where to find the answers.


Click here to read the amazing Introduction Chapter


Table of Contents - So Much Great Information!
Chapter 1 - ABC's of Money & Investing
15

Chapter 2 - Smart Spending - your $2,000 per year money tree!
18

Chapter 3 - Short History of Wall Street and the Stock Markets
26
Early Stock Exchanges 
26
The New York Stock Exchange	
28
The American Stock Exchange
29
Market Crash of 1929  
31
More History Lessons 
33

Chapter 4 - Stock Market Basics    
35
Why do people invest in the stock market?
37
Why do people sell their stock?	
38
How are shares bought and sold on the NASDAQ?	
39
How stocks are traded on the New York Stock Exchange	
41 
ECNs	
43
Supply and Demand
43
Stock Exchanges from Around the World
44
What fuels demand for a stock?	
45
More things you need to know
46
Risk	
46
Limit Orders	
48
Market Cap
49
Preferred Stock	
51
How does one buy stocks?	
52
How much do you need to open a brokerage account?	
53
Money Market Funds
55
Margin
57
Corporation Executive Pay	
58

Chapter 5 - Stock Market Indexes
59
What is a Stock Market Index?	
59
Dow Jones Industrial Average	
60
S&P 500  and Other S&P Indexes
64
The NASDAQ 
65
Wilshire Indexes	
66
Barra Indexes	
66
Russell Indexes	
67

Chapter 6 - Stock Market Investing,
the Right Way
69
Greed-fear Cycle
72
Investing Isn't All Bad	
74
The Golden Rule of Investing	
76
Psychological Traps	
79
Big Numbers	
80
The Right Way to Invest In Stocks
84
Important Rules to Follow When Buying a Stock
84
Important Selling Rules
86
Poor Buying Decisions
88
Market Indicators	
90
Market Cycles
91
Stock Index Futures	
93
Things that affect the valuation of a stock	
94
What is a P/E ratio?	
95
Value Investing
97
Cheap Stocks	
98
Financial Statements	
101
Analyzing Financial Statements	
102
The Annual Report
107
Stock Market Analysts	
109

Chapter 7 - Mutual Funds	
115
Mutual fund advantages
115
History of Mutual Funds
117
NAV
119
Dollar cost averaging
120
General advice about choosing a fund
121
Mutual fund ratings
122
Evaluating investment risk
123
Mutual fund share classes
124
Mutual fund fees
126
Distribution of capital gains and dividends
126
Tax consequences
127
Mutual fund prospectus
128
Manager's experience
129
Mutual fund annual report
130
Comparing your fund
132
Comparing on an after-tax basis
133
Average return on your investment
134
How not to pick a mutual fund
135
Cashing in your fund
136
Hot funds
137
When to sell your fund
138
Mutual funds and asset allocation
139
Ten largest funds
140
When to get started with a mutual fund
141
Types of mutual funds
142
Value stock funds
143
Growth stock funds
144
Funds based on company size, large, mid, and small cap
145
Income stock funds
147
Index funds
148
Enhanced index funds
150
Stock market sectors and sector funds
150
Defensive stock funds
152
International funds
152
Real estate funds
153
Socially responsible funds
153
Balanced funds
153
Tax efficient funds
153
Convertible funds
156
Junk bond funds
156
Combination of stock-type funds
157
Mutual funds of mutual funds
157
Closed end funds
157
Exchange traded funds (ETFs)
158
Picking your own stocks instead
159
Fund names and what they really mean
160
How to get started
161
Investing in a mutual fund with no money
162
Other low-cost choices
163
Last thoughts about mutual funds
164

Chapter 8 - Investing Sweet Spot
165

Chapter 9 - Retirement Planning	
169
IRA's (Individual Retirement Account)
170
Annuities
174
401(k), 403(b), 457
175
How to manage your 401(k)	
179
Notes for 403(b) Participants
181
Senior citizens have good resources
182
Retirement Plans for Sole Proprietors
183
Simplified Employee Pension (SEP) IRAs
184
SIMPLE  IRA
184
Self-employed 401k plans	
185
Employer Retirement Plan Vesting
185
Forgotten Retirement Benefits
186
Other thoughts about retirement accounts
186

Chapter 10 - Saving for College
189
Financing a College Education
189
Coverdell Education Savings Account
190
Section 529 Plans	
191
Scholarships
192
Help from your college's financial aid office
193

Chapter 11  - Financial Planners
195

Chapter 12 - Other Investments
199
Real Estate Investments
199
Bonds
203 

Chapter 13 - How Your Money May Grow
209
The Charts


Glossary
221
The 460 Investing and Business Words You Need to Know

Epilogue
285

What will my future be like if I just do this?

What will my future be like if I don't?

  Download The Golden Piggy Bank now, and then decide... Click Here  Do It Now!

If you don't love it, don't pay!


If you're still hesitating, is it because you're scared that you can't do it? The only way that you will fail is if you don't take action.  It's up to you, succeed or fail.


There is no mistake as great as the mistake of not trying.

The key is knowing where to find the answers.


Click here to read the amazing Introduction Chapter


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Copyright 2003-2004 by Lawrence Draut (contact 707-573-5883)