Why are so many smart people reading the best book ever written about investing?
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This information can make you rich · no mistakes · no gimmicks · no dumb schemes
The Golden Piggy Bank is a complete book about smart investing, with easy instructions that really work. Not just an investing for dummy guide, it's an investing and personal finance book for both beginners and also for expert investors who want to make more money. Nothing is held back, every insider secret is revealed in a simple way that you can take advantage of right now.
The Golden Piggy Bank ™

You can have it right now and print as many copies as you like! This incredible book is all about:
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- investing your money
- investing for beginners
- investing advice
- personal finance
- investing abc's
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- successful stock market investing
- top mutual funds
- retirement planning - IRA 401k
- college saving - tax free
- huge glossary in plain English
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We all know people who need this information,
a wonderful gift for your friends and family members.
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Are you thinking: "I don't have time to listen, and I don't believe you anyway." Earnest Hemingway wrote: "Write the truest line you know." So here it is:
Finally, Solid Investing Information that Works in the Real World
Every new investor, or anyone who isn't investing yet, or anyone that must become a millionaire, has to read this incredible book.
Sounds too good to be true? Wait, it gets better ...
The Golden Piggy Bank is absolutely the best introduction to investing that you will ever read. Here is everything you need to know about making money, protecting it, and making money grow. Packed with facts, information, strategies, and practical ideas that you can take advantage of right now.
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Why you won't find real "secrets" in those $20 books...
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Let me put it to you this way...
I personally GUARANTEE that you are not going to learn the most valuable tips, tricks, and special techniques that allow a small handful of stock market insiders to make profits year after year, in those books that have flooded local bookstores and even many web sites online.
It took me YEARS of study, and trial and error, to figure out what really makes the most money consistently with the least risk. I wasn't about to start freely telling everyone all the valuable things that I eventually discovered.
I started teaching a few select "students" and helped them make a lot of money for themselves.
But I only had so much TIME in a day. I simply could not continue consulting with people and "telling" them how everything worked and walking them through all of the "steps".
So I decided to spend several years and create a tutorial that I could just hand to anyone that I wanted to be my student and allow them to learn at their own pace -- without requiring my time to teach them.
I'm about to take you by the hand and show you step-by-simple-step how this entire investing program works. I will also show you exactly what you need to know and do to start saving thousands of dollars immediately.
click here to read the amazing introduction
If you're serious about a financially secure future full of blessings, download your copy now. You only have everything to gain.
·· Only $27.95 ··
You probably spend more than that every time you go out to eat or fill your tank with gas ... think about it!
My personal guarantee: don't love it?, I'll buy it back! You'll keep it for free. (707) 573-5883 Lawrence Draut, author
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Download The Golden Piggy Bank now, and then decide...
NO RISK! Click Here
If you don't love it, don't pay! You'll keep the book for free!
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"I downloaded it in June 2003, and even though I had never invested before in my life and had no money to start with, I now have $3,440 thanks to the Golden Piggy Bank. The advice and methods, in plain English easy-to-follow instructions, are working for me. To anyone who has not downloaded this book, don't make silly excuses. Someday you're going to be older. Do you want to be older and broke, or when you're older do you want to be rich? Put a crowbar in your wallet and
get it!" | George McMillan, Austin, TX (November 7, 2003)
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"I was skeptical, but my husband said 'go ahead and try it, nothing else has worked, and if it turns out to be the same bull that everyone else has, just get our money-back'. Well, in the past 4 months it has changed our life. There was so much more in this book than I ever imagined. If you are hesitating, for whatever dumb reason, every day that you delay is wasted.
Let me quote from the book 'When you are broke and living paycheck to paycheck, you have painful feelings of hopelessness, anger, embarrassment, oppression, fear, guilt, frustration, anxiety, and helplessness. There must be away out of such a money mess.' Yes there sure is, get The Golden Piggy Bank right now."
| | Karen Shaw, San Jose, CA (October 28, 2003) |
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Stock Market Investing and Mutual Fund Investing, the way that actually makes money for people just like you. These methods, that you can put to work right now, guarantee:
 · no mistakes · no stress · no gimmicks · no catch · no dumb schemes
"Throughout history, people of average intelligence and education, or even less than that, started with nothing and created wonderful lives. You see, when you decide to take control of your life, nature knows nothing about your past or background, and rewards whoever follows certain rules that have shown over and over to produce results. The truth is that people can achieve whatever they want, if they take action. Lots of smarter, but skeptical people, don't even try and they remain unsuccessful." - Brian Tracy, Success Magazine
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If you're still hesitating, is it because you're scared that you can't do it? The only way that you will fail is if you don't take action. It's up to you, succeed or fail. Winners take action.
Download the Golden Piggy Bank now, and then decide... Click Here Do It Now!
If you don't love it, I'll buy it back. You can keep the book for free. There's no risk!
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Here's a few examples from The Golden Piggy Bank:
The Golden Rule of Investing - seems obvious? This one makes the difference of winning or losing. Page 76
Smart Spending - Also seems obvious? You have a hidden money tree that will turn into $millions. Page 18
No Money? Investing with no money to start with. Begin building your fortune with $0.00. Anyone can do it. Page 162
College saving - Hidden help from your college's financial aid office How to get the most money. Page 193
Financial Planners - they're worth the money, right? Everyone serious about getting rich should read this. Page 195
Retirement Planning - why and how, all the answers. Easy guidance for your 401k or IRA. Page 169
How does one buy stocks? Call a stockbroker? This one can also make the difference of winning or losing. Page 52
Investing Sweet Spot - the key to success. The mutual fund investment that always beats the general market. Page 165
Stock Market Analysts How good are they really? Page 109
and there's much, much more!
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Download the Golden Piggy Bank now, and then decide... Click Here Do It Now!
If you don't love it, I'll buy it back. You can keep the book for free!
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I don't care what kind of financial shape you are currently in, you are about to take a giant leap forward. You'll be amazed that what used to be confusing, is now something you and your family can actually take advantage of.
This is not a cheap come on. This is quite possibly the most powerful, life-changing information you have ever encountered.
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| Lawrence Draut, author |
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P.S. You Simply Cannot Make a Wrong Choice
If you're even a tiny bit unsure about whether The Golden Piggy Bank is right for you, take advantage of my personal guarantee. Here's what to do...
Download The Golden Piggy Bank now, and then decide... (really, only $27.95 and NO RISK!)
If it does not exceed your highest expectations, I'll refund you -- no reason needed, no questions asked. I will not be upset -- the whole point of a guarantee is to eliminate your risk. You're fully protected. You can keep the book for free!
There is only one reason that I would make this offer.. Because The Golden Piggy Bank really is the best introduction to investing ever written. That's why I can safely make the following promise...
If The Golden Piggy Bank is not what you need and expect, tell me. I will refund you right away.
That's more than a guarantee, it's my personal promise. You won't be disappointed. Fair enough?
Sincerely, Lawrence Draut Author
P.P.S. Don’t procrastinate or put this off -- It’s so easy to say "I’ll do it later" or "I’ll get back to this next week". Get up and do this while it’s still fresh in your mind, get out your credit card right now and simply click here.
According to a recent report by the Social Security Administration, of 100 people under age 55, chosen at random
When they will be 72 years old:
- 1 will be wealthy
- 4 will be financially secure
- 5 will be working, not because they want to but because they have to
- 36 will be dead
- 54 will be dead broke
That's 5% successful and 95% unsuccessful. With The Golden Piggy Bank you can be one of the wealthy ones
What will my future be like if I just do this?
What will my future be like if I don't?
Download The Golden Piggy Bank now, and then decide... Click Here Do It Now!
If you don't love it, I'll buy it back. You can keep the book for free!
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If you're still hesitating, is it because you're scared that you can't do it? The only way that you will fail is if you don't take action. Winners take action, losers let the failures from procrastination run their lives. It's up to you, succeed or fail.
There is no mistake as great as the mistake of not trying.
The key is knowing where to find the answers.
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Click here to read the amazing Introduction Chapter
Table of Contents - So Much Great Information!
Chapter 1 - ABC's of Money & Investing | 15 |
Chapter 2 - Smart Spending - your $2,000 per year money tree! | 18 |
Chapter 3 - Short History of Wall Street and the Stock Markets | 26 |
Early Stock Exchanges | 26 |
The New York Stock Exchange | 28 |
The American Stock Exchange | 29 |
Market Crash of 1929 | 31 |
More History Lessons | 33 |
Chapter 4 - Stock Market Basics | 35 |
Why do people invest in the stock market? | 37 |
Why do people sell their stock? | 38 |
How are shares bought and sold on the NASDAQ? | 39 |
How stocks are traded on the New York Stock Exchange | 41 |
ECNs | 43 |
Supply and Demand | 43 |
Stock Exchanges from Around the World | 44 |
What fuels demand for a stock? | 45 |
More things you need to know | 46 |
Risk | 46 |
Limit Orders | 48 |
Market Cap | 49 |
Preferred Stock | 51 |
How does one buy stocks? | 52 |
How much do you need to open a brokerage account? | 53 |
Money Market Funds | 55 |
Margin | 57 |
Corporation Executive Pay | 58 |
Chapter 5 - Stock Market Indexes | 59 |
What is a Stock Market Index? | 59 |
Dow Jones Industrial Average | 60 |
S&P 500 and Other S&P Indexes | 64 |
The NASDAQ | 65 |
Wilshire Indexes | 66 |
Barra Indexes | 66 |
Russell Indexes | 67 |
Chapter 6 - Stock Market Investing,
the Right Way | 69 |
Greed-fear Cycle | 72 |
Investing Isn't All Bad | 74 |
The Golden Rule of Investing | 76 |
Psychological Traps | 79 |
Big Numbers | 80 |
The Right Way to Invest In Stocks | 84 |
Important Rules to Follow When Buying a Stock | 84 |
Important Selling Rules | 86 |
Poor Buying Decisions | 88 |
Market Indicators | 90 |
Market Cycles | 91 |
Stock Index Futures | 93 |
Things that affect the valuation of a stock | 94 |
What is a P/E ratio? | 95 |
Value Investing | 97 |
Cheap Stocks | 98 |
Financial Statements | 101 |
Analyzing Financial Statements | 102 |
The Annual Report | 107 |
Stock Market Analysts | 109 |
Chapter 7 - Mutual Funds | 115 |
Mutual fund advantages | 115 |
History of Mutual Funds | 117 |
NAV | 119 |
Dollar cost averaging | 120 |
General advice about choosing a fund | 121 |
Mutual fund ratings | 122 |
Evaluating investment risk | 123 |
Mutual fund share classes | 124 |
Mutual fund fees | 126 |
Distribution of capital gains and dividends | 126 |
Tax consequences | 127 |
Mutual fund prospectus | 128 |
Manager's experience | 129 |
Mutual fund annual report | 130 |
Comparing your fund | 132 |
Comparing on an after-tax basis | 133 |
Average return on your investment | 134 |
How not to pick a mutual fund | 135 |
Cashing in your fund | 136 |
Hot funds | 137 |
When to sell your fund | 138 |
Mutual funds and asset allocation | 139 |
Ten largest funds | 140 |
When to get started with a mutual fund | 141 |
Types of mutual funds | 142 |
Value stock funds | 143 |
Growth stock funds | 144 |
Funds based on company size, large, mid, and small cap | 145 |
Income stock funds | 147 |
Index funds | 148 |
Enhanced index funds | 150 |
Stock market sectors and sector funds | 150 |
Defensive stock funds | 152 |
International funds | 152 |
Real estate funds | 153 |
Socially responsible funds | 153 |
Balanced funds | 153 |
Tax efficient funds | 153 |
Convertible funds | 156 |
Junk bond funds | 156 |
Combination of stock-type funds | 157 |
Mutual funds of mutual funds | 157 |
Closed end funds | 157 |
Exchange traded funds (ETFs) | 158 |
Picking your own stocks instead | 159 |
Fund names and what they really mean | 160 |
How to get started | 161 |
Investing in a mutual fund with no money | 162 |
Other low-cost choices | 163 |
Last thoughts about mutual funds | 164 |
Chapter 8 - Investing Sweet Spot | 165 |
Chapter 9 - Retirement Planning | 169 |
IRA's (Individual Retirement Account) | 170 |
Annuities | 174 |
401(k), 403(b), 457 | 175 |
How to manage your 401(k) | 179 |
Notes for 403(b) Participants | 181 |
Senior citizens have good resources | 182 |
Retirement Plans for Sole Proprietors | 183 |
Simplified Employee Pension (SEP) IRAs | 184 |
SIMPLE IRA | 184 |
Self-employed 401k plans | 185 |
Employer Retirement Plan Vesting | 185 |
Forgotten Retirement Benefits | 186 |
Other thoughts about retirement accounts | 186 |
Chapter 10 - Saving for College | 189 |
Financing a College Education | 189 |
Coverdell Education Savings Account | 190 |
Section 529 Plans | 191 |
Scholarships | 192 |
Help from your college's financial aid office | 193 |
Chapter 11 - Financial Planners | 195 |
Chapter 12 - Other Investments | 199 |
Real Estate Investments | 199 |
Bonds | 203 |
Chapter 13 - How Your Money May Grow | 209 |
The Charts
Glossary | 221 |
The 460 Investing and Business Words You Need to Know |
Epilogue | 285 |
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What will my future be like if I just do this?
What will my future be like if I don't?
|
Download The Golden Piggy Bank now, and then decide... Click Here Do It Now!
If you don't love it, don't pay!
|
If you're still hesitating, is it because you're scared that you can't do it? The only way that you will fail is if you don't take action. It's up to you, succeed or fail.
|
There is no mistake as great as the mistake of not trying.
The key is knowing where to find the answers.
|
Click here to read the amazing Introduction Chapter
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